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A credit score will be the three digit number even to express your credit worthiness. This number is based on your credit report. Your credit score is a numerical report on your payment history, credit history, new accounts, credits used, and total obligations.

This vital! Paying a plastic card late can produce an increase in interest rates and home loan business credit card credit scores! Sending a payment 2 weeks in advance allows the post office time to get your payment to the lender and your banker time to process the payment. To late fees, high interest rates and adverse affects on credit scores, people should always send card payments two weeks in improved!

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