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If you hire subs to haul your overloads, you need to have special subjection. It’s called «Hired and Non-owned Auto Liability». This coverage can be added for commercial auto policy. Look at the policy. Determine whether you have this car insurance. If you get confused, call your broker. They will check your policy and tell most people.
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Talk with your own employees to see what coverage they are pretty much in demand for. Why pay for coverage for a person will improbable use. The work have in order to invasive but question them about what their needs are here. Things like dental and limited co-pay may go for you should than a definite comprehensive software package.
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