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Julia Kagan has written about private finance for more than 25 years and for Investopedia since 2014. The former editor of Consumer Reports, she is an expert in credit and debt, retirement planning, home possession, [empty] employment points, and insurance. She is a graduate of Bryn Mawr College (A.B., history) and has an MFA in creative nonfiction from Bennington College. The first insurance patent to be granted was including one other instance of an application posted was. This patent utility describes a technique for rising the convenience of adjusting insurance firms.