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Compulsory insurance is a must-have for any car. It covers you in the event of accidents. But what is PPL for and is it worth adding it? We have the answers for you.

Obligation by law

As the name implies, compulsory third party insurance is compulsory by law. It is compulsory for cars, motorcycles, tractors and scooters. Simply, all vehicles with a registration number operating on the roads.

PZP online serves as a type of liability for damage to the vehicle or the health of third parties. These are persons who are involved in a road accident caused by you. It is generally used to cover road accidents and other minor claims.

In other words, compulsory insurance does not cover you or your vehicle. This is covered by supplementary insurance, or breakdown insurance, which, although not compulsory by law, is particularly worthwhile for new vehicles.

If you decide not to take out compulsory insurance, you run the risk of paying a fine of up to €3 320. Not to mention that in the event of an accident, you would have to pay for the damages out of your own pocket. While some are smaller and come out to just «a few» hundreds, others are larger, worth several thousand euros.

A green card is used to show that you have a valid insurance policy and should be carried with you at all times. You will need to show it at the roadside check.

You can take out an insurance policy with many insurance companies. Make sure you compare the offers before you choose one. This will make sure you get the best deal.6 years ago

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