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Rating for various risk traits involves — at the most basic stage — comparing the losses with «loss relativities»—a policy with twice as many losses would, due to this fact, be charged twice as a lot. More complicated multivariate analyses are generally used when a number of characteristics are involved and a univariate evaluation might produce confounded outcomes. Other statistical methods may be used in assessing the likelihood of future losses. The policyholder can choose to pay the term insurance premiums through Net Banking, Debit/Credit cards, NEFT or through any e-Wallets.
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