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Some payday lenders may offer loans to borrowers with a bad credit score, but these loans may come with very high interest rates and fees. Some payday lenders may need borrowers to supply a copy of their lease or any other proof of residency so that you can approve the loan. Payday loans might be more expensive for borrowers that have a good bankruptcy or any other financial difficulties, as lenders may view them as a higher risk for default. Borrowers that are considering a payday loan should carefully review the fine print of the loan, including any hidden fees or charges. payday loans toronto loans may be more expensive for borrowers who have no other method to obtain income, as lenders may view them as being a higher risk for default. Payday loans may be more expensive for borrowers who’ve no other choices for covering educational expenses or another long-term needs. Borrowers who are struggling to repay a pay day loan should contact their lender immediately to talk about alternative repayment options, like a repayment plan or debt settlement. Some payday lenders might require borrowers to provide a copy with their diploma or another proof of education in order to approve the credit. Payday loans could possibly be more expensive for borrowers who’ve a good defaulting on loans and other financial obligations.