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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial choices by offering interactive financial calculators and tools, publishing original and objective content. This allows users to conduct research and compare information for free — so that you can make financial decisions with confidence. Bankrate has agreements with issuers, including but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are displayed on this website are provided by companies that pay us. This compensation may impact how and when products are featured on the site, such as such things as the sequence in which they appear within the listing categories and other categories, unless prohibited by law for our mortgage home equity, mortgage and other home lending products. This compensation, however, does affect the content we publish or the reviews that you see on this site. We do not contain the universe of companies or financial deals that could be accessible to you.

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3 min read Published September 08, 2022

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Certified pre-owned cars are a great option for anyone looking for an excellent car without the cost of buying a brand new car. They come with a number of advantages, including lower costs overall. To locate a high-quality pre-owned vehicle that is certified it is necessary to follow three steps. Three steps to buy a certified used car pre-owned vehicles are typically sold at less of a markup than new vehicles. They also have factory-backed warranties as well as the peace of mind that a trusted dealer can provide. Step 1: Do your research . You’ll want to know what you require from an automobile before you begin shopping. Choose a car that meets your requirements and . It is possible to do this by looking up prices and other important features, like whether the cars have a backup camera or thermostats for the seats as well as their dimensions and. Step 2: Find it There are many locations to search for certified used vehicles, even though the inventory could be limited in the current marketplace. After you narrow down the options, it’s time to look around. There are many places to shop, including brick-and-mortar dealerships or a combination of the two. Check out all the options available and compare what they offer. Step 3: Verify its certification . Certified pre-owned cars might come with a history report. This report will give you a full look into the life of the car and any prior accidents, damage or mechanical problems. Where can you purchase certified pre-owned cars used vehicles are available at various dealerships. Franchise dealerships. If you have a certain car brand that you would like to drive, take a look at dealerships for cars owned by specific auto brands. Rentals. Dealerships that specialize in rental vehicles, such as Hertz or Enterprise are also a good option to shop for CPO vehicles. But rentals may be subject to more stress than your average used vehicle. Online dealerships. The internet is a great CPO shopping spot. Look at websites like Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. You can also find certified pre-owned cars. Benefits of purchasing certified pre-owned There are a number of benefits to buying certified used vehicles. Extended warranty A certified pre-owned vehicle may have the benefit of a warranty that provides security for a prolonged period of time. The warranty will likely comprise a limited powertrain warranty that covers the transmission, engine and drivetrain components, as well as a limited bumper-to-bumper warranty covering the body’s components and interior. Bankrate’s tip: Make sure to find out how long the vehicle warranty lasts for and ask for warranty exclusions. Look for a list of components that aren’t covered for example, tires — under the CPO warranty. If the vehicle has electrical components that require a lot of , like sensors for tire wear and brakes Ask the dealer if the warranty will cover repairs. Better value Another benefit of purchasing certified pre-owned vehicles is that it is likely to lower the total cost of the car. It is because the car has been checked over by the dealership and is covered by some type of warranty. Both of these may lead to a lower total . It’s not necessary to worry about the possibility of future problems with the mechanical or repair cost in the same way as with a used vehicle that’s not certified. This will allow you to concentrate more on the car itself, and less on the possible issues that may be hidden. Exchange programs vary based on the dealer and manufacturer, you may be able to return the vehicle within a certain period of time in case it does not meet your expectations. It’s not available for all CPO cars, however, so check with the dealer prior to signing up for this option. What to watch out for If you plan on buying a car, be ready to take your time to get an excellent car. Be patient Pre-owned vehicles are highly sought-after right now. It could take you many months to locate the perfect vehicle therefore take your time and continue to search for . Do your research Check that the vehicle you’re looking at comes with the features you want and compare prices with similar vehicles in your area. It is also possible to compare the vehicles and search for local dealerships online. Have it checked out Having a vehicle examined by a mechanic prior to purchasing is one of the most effective ways to ensure you are getting a high-quality car, even if it’s a CPO. You can also check the vehicle’s history report by using the vehicle identification number (VIN). Try a test drive when you take the vehicle for a test drive, notice the manner in which it responds and if anything seems out of place, like odd whining or knocking sounds. Request a test drive at night If you can, so that you see how the headlights work. Remember, since you are considering a pre-owned vehicle, there is greater bargaining power. The next step is to decide whether you want to buy a certified pre-owned car involves some planning and research, but with some patience, you could find an impressive car for a great price. If you’ve found the best fit, make sure you qualify for financing before you begin to make the purchase. Making an offer with a credit card can give you more room to .

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Written by

This article was generated using automation technology and thoroughly checked for accuracy and editing by an editor from our editorial staff.

Editor: Rhys Subitch Edited by Auto loans editor

Rhys has been writing and editing for Bankrate from late 2021. They are dedicated to helping readers gain the confidence to manage their finances by providing clear, well-researched facts that break down complex subjects into digestible pieces.

Auto loans editor

Review by Mark Kantrowtziz. Reviewed by Nationally known expert on student financial aid

Mark Kantrowitz is an expert on student financial aid including the FAFSA, scholarships, 529 plans, education tax benefits and student loans.

Nationally recognized student financial aid expert

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