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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial choices by providing you with interactive financial calculators and tools that provide objective and original content. This allows you to conduct research and compare data for free — so that you can make informed financial decisions. Bankrate has partnerships with issuers including, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this website are provided by companies that pay us. This compensation could affect how and when products are featured on this website, for example such things as the sequence in which they appear in the listing categories and other categories, unless prohibited by law. Our mortgage home equity, mortgage and other products for home loans. This compensation, however, does not influence the information we provide, or the reviews you see on this site. We do not include the universe of companies or financial offers that may be accessible to you.
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3 minutes read. Published September 08 2022
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Reviewed by Mark Kantrowtziz Reviewed by Nationally known student financial aid expert
Mark Kantrowitz is an expert on student financial aid, the FAFSA, 529 plans, scholarships as well as tax benefits for education and student loans.
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Certified pre-owned cars are a great option for those looking to purchase an affordable car that doesn’t come with the cost of buying a brand new car. They come with a number of advantages, such as lower costs overall. If you want to find a reputable pre-owned vehicle that is certified it is necessary to follow a few steps. 3 steps to buying a certified used car pre-owned vehicles are typically sold with a lower markup than new vehicles. They also have warranty coverage from the factory and security that a reputable provides. Step 1: Conduct your homework You’ll need to have an idea of what you need in a car before you even start shopping. Pick out a vehicle that is able to meet your needs and . It is possible to do this by researching prices and important attributes, like whether cars have a backup camera, seat temperature controls along with their size, and many more. Step 2: Find it There are a variety of locations to search for certified used cars, but inventory might be scarce in the current marketplace. Once you have narrowed down your options, it’s time to start looking. You can shop , at brick-and-mortar dealerships or a combination of the two. Take a look at the various alternatives available and evaluate the services they provide. Step 3: Verify its certification . Certified pre-owned cars may come with a vehicle history report. This report will give you an in-depth look at the past of the car and any prior accidents, damage or mechanical problems. Where can you purchase a certified pre-owned car Certified used cars are available in a wide range of dealerships. Franchise dealerships. If you have a certain brand you wish to drive, check out dealerships that are owned by certain auto manufacturers. Rentals. Dealerships that deal in old rental vehicles, such as Hertz or Enterprise also tend to be a good option to shop in search of CPO vehicles. But , the rental vehicles may be subject to more stress than your average used vehicle. Online dealerships. The internet can be an excellent CPO shopping spot. Visit sites such as Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. There are also certified pre-owned vehicles. The advantages of buying certified pre-owned There are a variety of advantages to purchasing certified pre-owned vehicles. Extended warranty A certified used vehicle could come with a warranty that offers security for a prolonged period of time. The warranty will likely comprise a limited powertrain warranty that covers the transmission, engine and drivetrain components, as well as a limited bumper-to bumper warranty for the body’s components and interior. Bankrate advice: Examine to see how long the vehicle warranty is good for and ask for warranty exclusions. Find a list of components that aren’t covered — such as tires — in the CPO warranty. If your vehicle is equipped with electronic components that need lots of components, such as brake and tire wear sensors, ask the dealer if the warranty will cover replacements. The benefit of purchasing certified pre-owned vehicles is that it can reduce the cost of the vehicle. This is because the vehicle is inspected by the dealership and is covered by some type of warranty. Both of these may lead to a lower total . You won’t have to worry about potential future problems with the mechanical or repair cost like you would when purchasing a vehicle that’s not certified. This allows you to concentrate on the car its features, and less of the possible issues that may be hidden. Exchange programs Depending on the dealer and manufacturer the customer may be able to return the vehicle within a specified amount of time if you aren’t satisfied with the car. This isn’t available for all CPO vehicles though make sure to inquire with your dealer prior to signing up for this feature. What to be aware of If you’re planning on purchasing a car, be prepared to be patient in order to secure a quality vehicle. Be patient. Pre-owned cars are in high demand right now. It may take some time to locate the ideal car therefore be patient and continue to find . Do your research Check that the vehicle you’re looking at is equipped with the features you are looking for and then compare the prices to similar models in your region. You can also look at the cost of cars and locate for local dealerships online. Check it out. Having your vehicle examined by a mechanic prior to purchasing is one of the most effective ways to make sure you’re buying an excellent vehicle, even if it’s CPO. You can also check the vehicle’s history by using the number of the vehicle identification number (VIN). Try a test drive when you take the car for a test drive, notice the manner in which it responds and note if there is anything that seems off, like strange whining or knocking sounds. Request a test drive at night in order to observe how the headlights perform. Remember, since you are buying a second-hand car, you will have more room for negotiation. Next steps Deciding to purchase a certified pre-owned car involves some planning and research, but with some patience, you could find a solid car at a great price. When you have found the perfect fit, be eligible for financing prior to when you make the purchase. Making an offer with a credit card can give you more room to .
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Written by
The article was created using automation technology and thoroughly checked for accuracy and editing by an editor on our editorial team.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to take control of their finances by providing concise, well-studied information that breaks down complex subjects into digestible pieces.
Auto loans editor
Reviewed by Mark Kantrowtiz Reviewed by Nationally known student financial aid expert
Mark Kantrowitz is an expert on student financial aid including the FAFSA and 529 plans, scholarships, education tax benefits and student loans.
Nationally anerkannt student financial aid expert
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