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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial decisions by providing you with interactive financial calculators and tools that provide objective and original content. We also allow you to conduct research and compare data for free to help you make informed financial decisions. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this site come from companies who pay us. This compensation can affect the way and when products appear on the site, such as for instance, the sequence in which they be listed within the categories of listing and other categories, unless prohibited by law for our mortgage or home equity products, as well as other home loan products. This compensation, however, does affect the content we publish or the reviews you read on this site. We do not cover the vast array of companies or financial deals that could be available to you.
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3 min read . Published September 08 2022
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Reviewed by Mark Kantrowtiz Reviewed by Nationally known expert on student financial aid
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Certified pre-owned cars are a great option for anyone looking for an excellent car without the cost of buying a brand new car. They come with a number of advantages, including cost savings overall. To locate a high-quality certified pre-owned car, you only need to follow a few steps. Three steps to buy a certified pre-owned car Certified pre-owned cars are generally sold at less of a markup than new vehicles. They may also come with factory-backed warranties and the assurance that a reputable provides. Step 1: Conduct your research . You’ll want to have an idea of what you want from an automobile before you begin shopping. Choose a car that is able to meet your needs and requirements . You can do this by researching prices and important characteristics, such as whether the vehicles have backup cameras and thermostats for the seats, their size and more. Step 2: Search for it There are a variety of sites to locate certified used cars, though inventory may be low in the current marketplace. Once you’ve narrowed your choices, it is time to shop. You can shop , at brick-and-mortar dealers or a mix of both. Check out all the options available and compare the services they provide. Step 3: Check its certification . Certified pre-owned cars may come with a vehicle history report. This report can provide you with an in-depth look at the history of the vehicle and any prior collisions, damage, or mechanical issues. Where can you purchase certified pre-owned cars pre-owned vehicles can be found in a wide range of dealerships. Franchise dealerships. If you have a certain brand you wish to drive, look into car dealerships owned by specific auto manufacturers. Rentals. Dealerships specializing in former rental vehicles, like Hertz or Enterprise also tend to be an excellent option in search of CPO vehicles. But rentals may have been put through more than your average used car. Online dealerships. The internet can be a great CPO shopping spot. Look at websites like Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. Here you’ll also find certified pre-owned vehicles. Benefits of purchasing certified pre-owned There are a number of benefits to buying certified used vehicles. Extended warranty An approved pre-owned vehicle might be covered by the benefit of a warranty that provides protection for a longer time. The warranty could include a limited powertrain warranty covering the engine, transmission and drivetrain parts, as well as a limited bumper-to-bumper warranty covering parts of the body and interior. Bankrate tip: Check to see how long the warranty on your vehicle is valid for and ask for warranty exclusions. Find a list of parts that aren’t covered like tires — under the CPO warranty. If your vehicle is equipped with electrical components that require a lot of , like wear sensors for tires and brakes, ask the dealer if the warranty will cover repairs. A better value Another advantage of purchasing certified pre-owned vehicles is that it will generally lower the overall cost of the vehicle. It is because the car has been checked over by the dealership and is covered by some type of warranty. Both of these can result in a lower price . There’s no need to worry about potential future problems with the mechanical or repair cost as much as you would with a second-hand car that isn’t certified. This allows you to focus more on the vehicle it self, and less on the possible issues that may be hidden. Exchange programs vary based on the dealer and the manufacturer it is possible to return the car within a specified period of time if you aren’t satisfied with the car. It’s not available for all CPO vehicles though, so check with your dealer prior to signing up if you’d like this feature. What to be aware of If you are planning to purchase an auto, you must be prepared to be patient to get a quality vehicle. Be patient. Pre-owned cars are highly sought-after at the moment. It may take several months to find the ideal car therefore be patient and continue to look for . Make sure that the vehicle you’re looking at has the features you desire and then compare the prices to similar vehicles in your area. You can also compare vehicles and search for local dealerships online. Check it out. Having your car inspected by a mechanic prior to purchasing is among the best ways to ensure you are getting an excellent car, even if it’s a CPO. You can also look up the history of the car with the help of the vehicle identification number (VIN). Try a test drive when you take the car for an exercise, take note of the way it moves and if anything seems odd, such as strange whining or knocking sounds. Take a test drive at night If you can, so that you see how the headlights perform. Keep in mind that since you’re considering a pre-owned vehicle, there is more flexibility to negotiate. Steps to follow Buying used cars that are certified requires some study and planning However, with a little patience, you could find an excellent car at the best price. When you have found the perfect car, you can make sure you qualify for financing before you sit down to finalize the purchase. A credit score can give you more flexibility to .
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Written by
This article was generated using automation technology and thoroughly verified and edited by an editor on our editorial staff.
Edited by Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since the end of 2021. They are passionate about helping readers gain confidence to take control of their finances with concise, well-studied facts that break down complicated topics into bite-sized pieces.
Auto loans editor
Reviewed by Mark Kantrowtiz Reviewed by Nationally recognized student financial aid expert
Mark Kantrowitz is an expert on student financial aid, the FAFSA and 529 plans, scholarships educational tax benefits, student loans.
Nationally acknowledged expert in student financial aid
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