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6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial decisions by providing you with financial calculators and interactive tools that provide objective and original content. We also allow you to conduct research and compare information at no cost and help you make informed financial decisions. Bankrate has agreements with issuers, including but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this site are from companies who pay us. This compensation can affect the way and when products are featured on the site, such as the sequence in which they be listed within the categories of listing, except where prohibited by law. This applies to our mortgage home equity, mortgage and other home loan products. But this compensation does have no impact on the information we provide, or the reviews you see on this site. We do not include the universe of companies or financial deals that might be accessible to you. Maskot/Getty
5 minutes read. Published January 12, 2023
Ben Luthi Ben Luthi Written by Contributing writer Ben Luthi is a personal travel and finance writer who is passionate about helping others understand how to live life more completely. His writing has been featured in numerous publications that include U.S. News & World Report, USA Today, Yahoo! Finance and more. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to control their finances by providing concise, well-studied facts that break down complex subjects into digestible pieces. The Bankrate promise
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection A few dealers offer fabric protection that is intended to shield your seats from stains. «A number of dealers are also willing to pitch you fabric protection, which is essentially an aerosol spray they put on a spray that costs them nearly nothing, but for which they could be able to charge 100 or even more dollars,» Quincy says. What you can do to avoid it
«If you’re in need of more protection for your fabrics, all you have to do is buy one bottle of Scotchgard,» says John Nielsen the national director of automotive repair and purchasing at AAA.
3. Paint protection This dealer choice is often advertised by sales representatives in showrooms to offer new cars a year-round no-wax shine which creates an extended protection from the elements. The cost of protecting the paint sealant could cost the new car buyer more than $200. It is a reason to avoid it.
Today, most automotive paints are long-lasting and durable, which are much better off with regular washing and waxing, says Nielsen.
4. VIN etching the process that allows the creation of an adhesive stencil made of plastic that contains the vehicle identification number of your vehicle or VIN. You can then put the stencil on a window and apply a special acid solution, which burns or etches the number on the glass. VIN Etching can act as an deterrent to thieves as it makes it difficult for them to make a profit selling windows and windshields and makes it harder to locate a way to dispose of the car when it’s stolen. In fact, it’s a recommendation by law enforcement agencies and police. Some insurers will even offer discounts on the extensive portion of your vehicle’s insurance or eliminate the deductibles for insurance if your vehicle has this option. It’s a straightforward process, however VIN engraving as a dealer option can cost the buyer anywhere from $100 to $300. If you can do it yourself, you could cut off more than $100. Why you should skip it
If you’d like to try VIN etching, it’s cheaper to use a do-it-yourself kit, which runs from $20 to $40 on the internet.
5. Extended warranties are a dealer option, basic car warranties can begin at just $1,000, and can easily go up to several thousand dollars for high-performance and luxury vehicles. Extended warranties offer bumper-to-bumper protection, covering everything on your car ranging from major system repair, heating or air issues and engine troubles. Extended warranties, on the other hand don’t cover the components typically replaced. Plan prices vary by mileage, duration of coverage and deductible level prior to signing off. New vehicles generally have warranties from the manufacturer. Even if you’re buying used, you don’t need to get the warranty on the day you buy the car -This means that you have the option of shopping around for one if you’re really interested in. What are the reasons to skip it
It’s often better to use the money you’d pay on an extended warranty to pay for the recommended maintenance that your vehicle requires.
6. In your tire, nitrogen regardless of the content of your tires with, oxygen or nitrogen the four wheels that propel your vehicle will eventually decrease in size. Tires may lose air due to a gap within the tread area, a poor seal or just general wear and tear to the vehicle. But many dealers will encourage buyers to apply nitrogen to their tires. This can cost as much as $200. If you’re not a race car driver needing greater pressure consistency from you tires, this added cost is not worth it. If you are really looking for nitrogen, stopping by an auto body shop in your area is going to cost you between $10 and $30 for a tire. The reason why you shouldn’t
It is better to save your cash and watch for any tire damage that is likely to happen with vehicle age.
How to avoid dealer-installed options The best options for a vehicle can enhance your driving experience and even when you’re ready sell it or trade it into. You don’t need to agree with the dealer-installed features you don’t prefer. If you notice that a brand new car includes some options that are added by the dealer, you can ask the dealer to eliminate them and adjust the sales cost of the vehicle in line with the changes. In some cases, it might not be feasiblefor instance, if rustproofing or paint protection is already in place, it may not be easily removed. Make sure to get the car off like you normally would if the dealer can’t or won’t eliminate an option. There’s no guarantee that this will work but showing even a little initiative in negotiation can change the course of the discussion. Consider, for instance, reaching out to a dealer in the area to get an idea of the price they would cost for specific services or even see how much it will cost you if you do it yourself. This could give you a good base for your negotiations. If a dealer isn’t willing to negotiate significantly, or refuses to negotiate entirely You can decide to purchase the car as-is or leave. Factory options are different from. choices from dealers Both the factory options, as well as dealer options, are extra costs you’ll encounter when car shopping. Unlike dealer options, factory choices aren’t «added to» at purchase. Manufacturers handle these add-ons at the factory before the car arrives at the lot. Factory options could include alarm systems as well as specific equipment, a spoiler or an advanced engine configuration. The two add-ons increase the amount you pay, so consider which are essential and which you are able to skip. The bottom line is that dealer-installed options aren’t always worth the cost So determining the amount you’re being charged is vital. Although dealers may not always be willing to take away the options they’ve installed or negotiate on the price, know that these options aren’t standard and you shouldn’t be forced to agree with them. Similar to every other aspect of buying a car, you should consider and choices from multiple dealers in your area to ensure that you’re getting the most competitive price.
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Written by Contributing writer Ben Luthi is a personal writer of travel and finance who enjoys helping others understand how to live life more completely. His work has been published in a variety of publications that include U.S. News & World Report, USA Today, Yahoo! Finance and numerous others. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to take control of their finances by providing clear, well-researched details that cut complicated subjects into bite-sized pieces.
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