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Who units curiosity charges? How usually do they change? And why are charges so low right now?The Federal Reserve sets a target charge vary, which influences the precise curiosity rates set by individual banks. These rates might change over time; and changes often follow a Board of Governors assembly, which takes place each 5 to eight weeks. Since the good Recession interval, from 2007 to 2009, the Fed has persistently saved rates low, which has led to low interest rates for financial savings accounts. At the moment, the common curiosity fee for savings accounts is 0.05%.
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