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All right. Having been on both the FI side and now working for a transaction processor, how would you describe the state of ATM security today? I’m joined today by a very special guest from First Data, Mr. John Campbell, Director of STAR ATM Acceptance. So the debit is reversed, the bad guy walks away with the cash, and then can continue on with this fraud that they’re probably getting at ATM and ATM. Well, I think, first, as an industry, what’s really been hampering us is the fact that we have no problem jumping on the barbarian at the gate, but then we go back to sleep behind the walls. We’re seeing that over and over again with skimming and then EMV. Yeah. That’s about the same thing I’m seeing. But at the same time, there was some really big FIs that are out there that still haven’t turned it on. There was an article a little ago that talked about cardless transactions and fraud. Yeah. We spent a little bit of time talking about technology. It’s interesting to me that some folks are really thought leaders in the industry and gets stuff done, and some others tend to be a little bit more of a laggard
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